After a lengthy discussion with hubby, we decided that we will engage an agent instead of DIY since we do not have the time to collate everything on our own.
Now, which agent to go to?
A run on some websites, there are many located in KL but rare in Penang. Most of these agents will conduct seminars in Penang every now and then so we have to wait for one that is coming here.
Mean while, hubby went to do an online assessment to check his chances of a successful application.
